keyword-2

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cash

CashDe Belgische beurs blijft er technisch bezien sterk bij liggen. De index noteert rond een all-time high. Ook onze Belgische lange termijn portefeuille laat hierdoor flinke winsten zien. Op de Beurs van Brussel bewegen zeer veel aandelen Cash binnen een stijgende trend. Met het B.O.B.-systeem kunnen we deze fondsen uitstekend selecteren, zodat enkel de sterken in aanmerking Cash komen voor de portefeuille. Cash.

ameriquest mortgage

Ameriquest Mortgage Company
Location:
Nationwide
Industry:
Finance/Mortgage
Benefits:
• Comprehensive medical coverage • 401K Plan• Survivor protection benefits• Flexible spending accounts• Travel Reimbursement Incentive Program• Employee Assistance Program• Tuition reimbursement• AmeriCares, employee assistance • Vacation, holiday, personal days, sick-leave• Fitness center membership
Contact:
Kimberly Downey-College Recruitment Specialist, Californiakdowney@ameriquest.com (714) 541-9960 Ext. 12577
Melissa Mackie-College Recruitment Specialist, East/Westmmackie@ameriquest.com (714) 541-9960 Ext. 12477
Tanya Foster-National College Recruiting Managertfoster@ameriquest.com (714) 541-9737 Ext. 14033
Jobs at Ameriquest:
Inside Sales positions available in branches nationwide. Corporate positions available in Orange County, CA in accounting, finance, HR, marketing, and mortgage operations.
You should consider our company because:
Ameriquest is dedicated to
A comprehensive employee training program
Recognition and rewards at every level
A promotion-from-within policy (over 90% of Area and Regional Managers were promoted from within)
Documented, easy-to-follow policies and procedures
A highly developed sales support system
A quality, professional environment for the staff
An entrepreneurial, creative corporate culture
Ameriquest has more than 7000 associates located in over 270 branches in 35 states and is always searching for top talent to expand our operations.
Ameriquest has a proven track record and impressive growth.
For more than a decade our exclusive focus has been providing mortgage loans to help consumers consolidate debt, provide access to equity in homes, and to lower mortgage payments. Over the last four years our growth has been particularly impressive.
We grew from 35,600 loans in 2000 to 118,900 loans in 2003
We increased our loan volume from $3.7 billion in 2000 to $17.8 billion in 2003
As a privately held company, we are one of the largest mortgage companies in the United States, and our goal is to become the number one mortgage company.

Ameriquest Mortgage Company is the largest privately held retail mortgage lender. Founded in 1979 as Long Beach Savings and Loan, we shifted our focus away from banking and towards retail mortgage lending. With such great success in this change of business, Long Beach S & L became a mortgage company and left the savings and loan behind. In 1997, we changed our name to Ameriquest Mortgage Company.
Today, Ameriquest is headquartered in Orange County, California and is comprised of over 250 branches offering services in 46 states.
Ameriquest Mortgage Company, recognized by customers, associates and business partners as the mortgage industry's premier specialty lender, operates with the highest standards of integrity. We are a company that is built to last, fostering a supportive and rewarding environment for our associates and providing value for our customers, while producing stellar financial results.
Ameriquest offers talented and motivated people the opportunity to put their creativity to work in a dynamic and growing environment. Don't pass up the chance to join our talented team! For more information about Ameriquest Mortgage Company, visit www.ameriquest.com.
Join Ameriquest, the leader in Mortgage Lending

tax attorney

IRS Problems?
Find out what the IRSDoes NOT want YOU to know.
No Case is Hopeless!
Are tax debts and penalties adding up faster than you can pay?
Does it seem there is no end to your IRS nightmare?
Does tax debt threaten to strangle your financial life?
Do you need answers to tough questions?
End your tax Nightmare
Dealing with the IRS is an emotional, nerve racking process.
Going it alone against the IRS - that's what the IRS wants you to do.
Doing nothing can be dangerous and expensive.
Find out options to help solve your tax problem once and for all with a professional tax attorney.
Get on with your life - We can Help
Take the first step needed to get your life back on track - Call us.
We offer Affordable assistance.
No matter where you are located in the U.S.A., we negotiate on your behalf.
Convenient - no need for office visits.
All communication is easily conducted by phone, fax and mail.
Let us take the stress out of dealing with the IRS.
Don't fear the IRS - WE talk with them, not YOU.
Get help from an experienced Tax Attorney who knows the IRS' own rules and can speak to them. You don't gain anything by representing yourself.
You can rest assured, knowing that you will not be taken advantage of by the IRS.

For your FREE "No Risk" Consultation:Call 1-800-509-2770 or click here to email Jeff Fouts.
We can help YOU get out of tax debt.
Tax problems - never seem to get smaller.
IRS problems - they only grow with time.
Interest and penalties heap up higher and higher.
The debt can double, triple, or quadruple.
It never seems to stop!
Who can you call to find out ALL your options to solve your IRS problem?
You could call the IRS.
You can't trust the IRS to give you unbiased advice.
Never forget who IRS agents work for - the IRS.
The IRS will steer you toward options which help the IRS - not you.
How can YOU have a fighting chance of solving your IRS problems?
You need a licensed and experienced professional - a Tax Attorney.
Only a Tax Attorney can tell you what ALL your options are.
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refinancing mortgage

MORTGAGE REFINANCE CALCULATOR
How long will it take to breakeven on a mortgage refinance? That depends on a multitude of factors. These factors include your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision. Click the "View Report" button for a detailed look at your records.

Definitions
Original mortgage amount
Original amount of your mortgage.
Appraised value
The appraised value of your home when you purchased it.
Current term in years
Total length of your current mortgage in years.
Years remaining
Number of years remaining on your current mortgage.
Income tax rate
Your current income tax rate.
Calculate balance
To let the calculator determine your remaining balance, based on your original loan information and years remaining, check this box. To enter your own amount, leave this box unchecked.
Current Appraised value
The current appraised value of your home.
Loan balance
Balance of your mortgage that will be refinanced.
New interest rate
The annual interest rate for the new loan.
New term in years
Number of years for your new loan.
Loan origination rate
This is the percentage of the new mortgage that is paid to the lender as the loan origination fee. Typically this fee is 1% of the loan balance.
Other closing costs
Estimate of all other closing costs for this loan. This should include filing fees, appraiser fees and any other misc. fees paid.
Points paid
This is the number of points paid to the lender to reduce the interest rate on the mortgage. Each point costs 1% of the new loan amount.
Current payment
Your current payment is the sum of principal, interest and PMI (Principal Mortgage Insurance). Because refinancing does not affect your insurance or taxes, they are not included here.
New payment
Your new payment is the sum of principal, interest and PMI.
Monthly PMI payment
Monthly cost of Principal Mortgage insurance (PMI). For loans secured with less than 20% down, PMI is estimated at 0.5% of your loan balance each year. The monthly PMI payment is calculated by multiplying your starting loan balance by this percent and dividing by twelve percent. When your loan balance exceeds 20% of the original purchase price, your PMI payment drops to zero.
Monthly PI payment
Monthly principal and interest payment.
Breakeven monthly payment savings
The number of months it will take for your monthly payment reduction to be greater than closing costs.
Breakeven PMI & interest savings
The number of months it will take for your interest and PMI savings to exceed your closing costs.
Breakeven total savings after-tax
The number of months it will take for your after-tax interest and PMI savings to exceed your closing costs.
Breakeven total savings vs. prepayment
This is the most conservative breakeven measure. It is the number of months it will take for your after-tax interest and PMI savings to exceed both your closing costs and any interest savings from prepaying your mortgage. The prepayment amount used in this calculation is the amount that you would have to spend on closing costs.

consolidate loans

Debt-Consolidation Article
Debt Consolidation Help- employ a helping hand for debt elimination
Alex Jonnes
Many of us, especially those who have found themselves in debts
for the first time, will laugh off the suggestion for debt
consolidation help. Where does
href="http://www.easy-debt-consolidations.co.uk/debt_consolidatio
n_help.html">debt consolidation help figure in the scheme of
things? Not anywhere if some people are to be believed. This is
what they have to say. Give us the sum and we will disburse the
amount ourselves.
So, is debt consolidation help so insignificant?
Certainly not! Debt consolidation help holds a place of
prominence in the debt settlement process. Debts settlement is
not as straight a process as most of us would like to believe.
The worst that can happen to a person is being trapped in a
vicious cycle of debts. The debtor employs his salary or wage
for debt settlement. In the absence of sufficient sum to pay for
the routine expenses, the individual again takes up a debt.
Consequently, the individual continues to have a large debt load
in spite of paying debts regularly. Experts who undertake debt
consolidation help are skilled in dealing with similar
situations. They can easily deliver effective solutions to
rescue the individual of the debt trap. Another instance that
reveals the significance of debt consolidation help is the
relative inexperience of borrowers. Having specialist knowledge
of a field and being a tyro with some workable knowledge are two
different things. Unless the situations posed are not too
complex, the latter can deal with them. As situation
complicates, the debtor finds himself in a state of
ineffectiveness. Sometimes badly handled debt situations
backfire. An expert can best deal with such situations.
This may have convinced you of the important role that debt
consolidation help plays in the debt settlement process.
It is very easy to get debt consolidation help. There are many
individuals as well as agencies who may provide debt
consolidation help for free or for a nominal fee. Independent
financial advisors offer advice on issues related to debt
consolidation along with other financial issues. Since they come
under the purview of rules framed by Financial Service Authority
(FSA), the advice through them is bound to be genuine and
independent.
Many banks and financial institutions too have employed experts
to guide borrowers about the several debt consolidation options
available to them. Face to face meetings with experts are
preferred. Telephonic communication comes next in the preference
list. This is however a costly approach. As personal computers
and Internet have started showing up in ones drawing rooms and
offices, borrowers are also attracted to discussing queries
online. In this method, the borrower may mail his queries to the
expert for a detailed answer within a certain time period. An
alternative option will be to put ones queries to experts
through an online conversation. This saves borrowers the time
that they would have spent on meeting experts personally.
Moreover, borrowers get to talk a lot to the experts at a very
low cost.
The debt consolidation loan providers may also help borrowers in
settling debts. This will come as a relief for many borrowers
who are tired of attending creditors calls. Negotiation is
carried on with each creditor. The objective of these
calculations is to induce creditors to lower the debt amount.
This may be an impossible task for an individual. However, it
isn't for loan providers. Expert negotiators conduct meetings
with the creditors. Often the unsecured debtors may be forced
into lowering debts.
Independence of the advice lent is an important criterion to
adjudge its efficacy. Particularly on target are lenders who use
debt consolidation help as a platform to sell their own
products. These are lenders who would deliberately show that the
products offered by them are the best. Altering comparison
results is one of the principal means used by these lenders.
Borrowers must try escape from such advisors and lenders.
Debt consolidation help will go a long way in improving the debt
settlement results. Debt consolidation help can guide borrowers
for the entire term of the loan. Being informed is the key to
the success of debt consolidation loans. With lenders
undertaking to personally negotiate on behalf of the borrowers,
this is sure to be very helpful.
About the author:
Alex Jonnes is associated with Easy Debt Consolidations. He is
Masters in Business Administration and writes on various finance
related topics. To view his writings, please visit
href="http://www.easy-debt-consolidations.co.uk/debt_consolidatio
n_help.html">www.easy-debt-consolidations.co.uk

peritoneal mesothelioma

Sugarbaker Oncology AssociatesSpecialty Section for the Treatment of Peritoneal MesotheliomaPeritoneal mesothelioma is a rare disease. The total number of cases per year in the United States is estimated between 100 and 500. There are no epidemiologic clues to its causation or association except that a small percentage of patients have a history of asbestos exposure. Because of the frequent dissemination of pleural mesothelioma to the peritoneal cavity, one must rule out spread from a primary pleural malignancy as the cause of disease. No sex, age or ethnic predominance exists. No genetic, dietary, employment or geographic associations have been reported. The primary peritoneal surface malignancies are currently regarded as sporadic malignancies in need of careful epidemiologic investigation.Peritoneal mesothelioma is unusual in that it may show a wide spectrum of biological aggressiveness. The cystic variant of mesothelioma may cause recurrent episodes of severe lower abdominal pain but usually do not result in the death of the patient. In contrast, the most aggressive mesothelioma variants may show metastases from the peritoneal surface to mesenteric lymph nodes at the time of initial surgery. Our patient was diagnosed as having a malignant mesothelioma by histologic study. The frequent mitoses and marked cellularity along with the departure of cellular morphology from that of normal mesothelium indicated a malignant process. Because of the small size of the nodules, an invasive potential of the malignancy into surrounding tissues could not be determined. All the nodules demonstrated a uniform histology. No tumor foci that showed a transition pattern from benign to malignant were identified. There was one slightly larger tumor mass that may have been a single primary focus for the disease. Other tumor nodules were interpreted as spread via implantation to the peritoneal space. A continuation of this process of dissemination by cancer seeding and peritoneal fluid production would result in disease progression. As the peritoneal fluid produced by mesothelial nodules increased, dissemination out of the pelvis and to sites of peritoneal fluid resorption would be expected. Patients who are diagnosed with peritoneal mesothelioma invariably present to their physician with a large volume of ascites.The widespread progression of malignant cells on peritoneal surfaces results in copious fluid production. The fluid production is assumed to be the retention of a functional property of normal mesothelial cells. In these patients the peritoneal space becomes a free conduit for mesothelioma cells to migrate from place to place. In the production of ascites fluid, the cancer cells provide themselves with a carrier solution to disseminate throughout the abdominal and pelvic spaces. Large accumulations of widely disseminated tumor would obscure a discrete primary tumor nodule. The study of patients at a very early stage of the disease would help elucidate the natural history of this malignant process.A hypothesis can be made from the observations recorded in this patient. It may be that there was an early dissemination process from a single primary focus of disease. The small primary mesothelioma would be expected to exfoliate mesothelioma cells from its surface. This hypothesis would account for a primary cancer focus and multiple smaller but relatively uniform sized tumor nodules randomly distributed on peritoneal surfaces proximal to the primary site. No great differences in size of the initial malignant focus and its cancer seedlings should be expected. In this model the disease would progress as primary tumor and implants continue to exfoliate tumor cells. Distribution would be rather uniform throughout the abdomen and pelvis with large tumor deposits observed in dependent sites and at sites of peritoneal fluid resorption. No predominant primary tumor mass would exist when the disease is studied, as the patient became symptomatic as a result of gross disease and copious fluid production.Alternatively, the mesothelial surface could undergo multiple sites of malignant degeneration. In this model one would expect tumor nodules of variable sizes, depending on when the benign to malignant transition occurred. Also, with multiple primary sites, heterogeneity of histologic types would be expected. The large tumor mass that results late in the disease might resemble many different subtypes of mesothelioma pressed together in the peritoneal space of a single patient. However, some patients with primary peritoneal surface malignancy do show a wide divergence of histologic types of peritoneal surface cancer.

mesothelioma lawyers

About Mesothelioma Lawyers

Mesothelioma is a disease that, until recently, was extremely rare. To date, little is know about the condition. However, as the rate of the disease has increased, a new breed of lawyers – those dealing specifically with mesothelioma lawsuits – have stepped in to fight for the rights of victims afflicted with this disease. These lawyers and law firms often deal exclusively with mesothelioma victims and their families who wish to claim compensation from the companies that were responsible for their exposure to asbestos. These mesothelioma lawsuits often result in millions of dollars for the victims when handled by an experienced lawyer or law firm.
Those who have been diagnosed with mesothelioma have every right to file a lawsuit. Many of the companies responsible for exposing workers to asbestos were well aware of its dangers and effects, but still saw fit to let their workers continue with little or no protection against the dust and fibers that emanated from this hazardous material. Now, decades later, the effects of this exposure is taking its toll on American workers just as they reach their golden years. These workers are entitled to compensation and justice for their pain, suffering and loss of life. A mesothelioma lawsuit can provide them with such justice.
Today, there are many mesothelioma lawyers to choose from. The number of lawyers and law firms handling these lawsuits is on the rise. Many of these lawyers have dealt with numerous mesothelioma lawsuits and have a good deal of experience and knowledge about the disease. Those looking for a mesothelioma lawyer should chooser someone that has proven experience in the field. Most reputable lawyers will be happy to provide facts and figures on previous cases that they have handled. However, these lawyers often do not provide private information that might be subject to confidentiality. They can, however, provide you with details on how quickly cases were resolved, how much compensation was successfully obtained and how many mesothelioma lawsuits they have dealt with.
It is also worth finding out about the mesothelioma lawsuits that were not successful, and why they were not successful. It may be something as simple as a missed piece of evidence to failure to comply with sensitive timetables associated with such cases. These elements can make the difference between a successful and an unsuccessful lawsuit. By finding out why some lawsuits resulted in no compensation, you may be able to avoid making the same type of mistake.
It is important that you find a good, experienced mesothelioma lawyer as soon as possible after you have been diagnosed with the disease. Most states have a set time limit in which you can file your lawsuit, and it is very important that you not miss that deadline known as a statute of limitations. Otherwise you may find that you are ineligible to make a claim. You also need to give your lawyer as much time as possible to do the necessary research and put together a solid and case against the negligent parties. In short, the earlier you get to a mesothelioma lawyer, the better your chances of success.
Many people are concerned because they do not know exactly where and when they were exposed to asbestos. Some people may have worked in several different places and been exposed to asbestos on numerous occasions. However, your mesothelioma lawyer can help in identifying products that you were exposed to. If necessary, your mesothelioma lawyer will hire the services of a private investigator to find out where the exposure took place. With some research and digging, the lawyer is generally able to pinpoint the company or companies responsible for the exposure.
Again, this can take time and is another reason why it is so important to find a mesothelioma lawyer as soon as possible after the diagnosis of the cancer has been confirmed. Understandably, patients who have just been told that they have mesothelioma will have a great deal on their minds and filing a lawsuit may not be one of their priorities. However, the timely process of selecting a lawyer and filing your lawsuit can make all the difference in securing the future of your family.

car accident lawyer

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